5 Questions to Ask Yourself Before Buying Life Insurance
Like any other insurance policy, life insurance has many variations to meet different users’ needs. Thus, before choosing one, you must determine what you need in a life insurance policy. The best way to determine the best policy is by evaluating your needs, premium...[Read More]
Protecting your family with Life Insurance
For some people, a major reason for beginning to prepare for life’s ‘what if’ scenarios is starting a family. If your primary concern is taking care of your family, life insurance is an excellent option. It makes sure that your loved ones are supported...[Read More]
The Importance of Taking a Break During the Festive Season
There are countless countdowns everywhere, whether it’s for Christmas or the new year, and yet, when the festive season happens, it always comes as a bit of a surprise. Some people experience a touch of panic and get lost in the holiday rush. Feeling unprepared and...[Read More]
Wills and Estates
The significance of choosing the appropriate structure to make the protection and maintenance of your assets possible cannot be overstated. This is necessary regardless of whether you have acquired your fortune on your own or through inheritance. In this instance, you...[Read More]
Financial management when we lose a loved one
Financial Management When a Loved One Dies Losing a loved one is probably one of the most stressful events one will ever go through in life. It will leave you feeling distraught and devastated, so sorting out their finances is the last thing you’d be concerned about....[Read More]
3 tips to retire comfortably
Whether you’re planning to retire soon or have another 10 years or so before you actually do, you want to be prepared when the time comes. After all, having enough money to live a happy, comfortable retirement is essential. But how much is enough? The Association of...[Read More]
Study questions male-female longevity
A new study has called into question the long-held belief that women outlive men. Although men have a lower life expectancy than women, men have a “substantial chance of outliving females”, according to academics from Denmark. Life expectancies, which...[Read More]
Get the maximum value from your life insurance
Your life insurance is flexible and can be adapted to your changing needs. Make sure you have a cover review with your adviser every 12-18 months to ensure you’re covered or when major life events occur, for just the right amount, paying the right amount, and getting...[Read More]
A critical illness or serious injury can make it difficult to continue to work. Trauma insurance can help.
What trauma insurance covers Trauma insurance, also called ‘critical illness’ or ‘recovery insurance’ pays a lump sum amount if you suffer a critical illness or serious injury. This includes cancer, a heart condition, major head injury or...[Read More]
Know where you stand: Myths about life insurance
Here we dispel some common myths about life insurance to help you make informed decisions about your cover. Myth # 1 – Life insurance companies don’t pay claims There’s a common perception that life insurance companies will do everything they...[Read More]
Why do we really need life insurance? Are we overconfident?
Life insurance protects our future financial circumstances against unexpected illness or injury. Deep down, most of us probably know that’s a good investment in our future. But the truth is many people struggle to engage with life insurance enough to actually...[Read More]
Here’s why you need to consolidate your super
New super rules that have been introduced mean employees are now ‘stapled’ to their existing superannuation fund, unless they choose otherwise. That’s why it’s more important than ever to consolidate your super and take control of your retirement savings....[Read More]
What is a life insurance beneficiary?
Tips and traps when choosing your beneficiary When you buy life insurance, you usually do it with a specific goal in mind – like eliminating debts or providing for loved ones. So how do you make sure your money ends up in the right hands? Nominating a...[Read More]
Trauma insurance, what is it and do I need it?
A critical illness or serious injury can make it difficult to continue to work. Trauma insurance can help support you and your family at this time and pay for medical and rehabilitation costs. What trauma insurance covers Trauma insurance, also called ‘critical...[Read More]
What’s the difference between general and personal advice?
With something as important as life insurance, you want to know you’re making the right decisions for yourself and your loved ones. But how can you be sure when there are so many variables and options? General advice and personal advice can both be helpful for...[Read More]